State pension UK: Claimants aged 80 may boost payments by over £80 a week – how to claim
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State pension payments, under the “new” state pension rules, currently pay out £175.20 per week for those who have at least 35 years of National Insurance contributions under their belt. To receive anything from a state pension, at least 10 years of contributions will be needed and retirees on low incomes may be entitled to certain state benefits such as pension credit for support.
Additionally, people may receive the “basic” state pension if they are a man born before April 6 1951 or a woman born before April 6 1953.
Receivers of the basic state pension may get up to £134.25 per week from the basic state pension but there may be some overlap with the new rules.
However, for those who are particularly elderly it may be possible to receive a unique pension available only to those who are aged 80 or over.
The “over 80 pension” is a state pension for those who are at least 80 years of age and receive less than £80.45 per week (or nothing at all) from their basic state pension.
For those who qualify, they’ll see their weekly income topped up to £80.45 per week for the current tax year.
So, for example, if a person aged 80 gets £45 a week from their state pension, their payments may be topped up by £35.45 per week.
It is not possible to receive the over 80 pension if a person reached their state pension age on or after April 6 2016.
It should also be noted that the over 80 pension is not based on National Insurance contributions.
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Claimants will be eligible for the over 80 pension is all of the following apply:
- They’re 80 or over
- They do not get basic state pension or their basic State Pension is less than £80.45 a week in 2020 to 2021
- They were resident in England, Scotland or Wales for at least 10 years out of 20 (this does not have to be 10 years in a row) – this 20 year period must include the day before they turned 80 or any day after
- They were “ordinarily resident” in the UK, Channel Islands, Isle of Man or Gibraltar on their 80th birthday or the date they made the claim for this pension, if later
Claims for the over 80 pension can be done through a specific form and this form can be received from either a pension centre or a Jobcentre Plus.
The earliest that it can be claimed is three months before an 80th birthday.
The over 80 pension will still count as taxable income, so it may affect other benefits the claimants may be receiving.
Over 80 pension income must be included during the claiming process for other income related benefits.
Claimants of the over 80 pension must also keep the Government informed of any changes in their circumstance as it could affect their eligibility.
The following changes must be reported to the pension service as soon as possible:
- Moving house
- Changing bank details
- Going into (or leaving) hospital or a health authority funded care home
- Leaving the UK to live abroad, or for a long visit
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