If you have an Amex corporate card, you can get a higher welcome bonus with the Amex Platinum and more cards

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

  • Amex Corporate cardholders can qualify for better welcome offers on select Amex personal cards.
  • These include annual statement credits and, in some cases, a higher bonus than the public offer.
  • Your personal card is kept separate from your corporate account, and your employer won’t even know.
  • Read Insider’s guide to the best American Express cards.

If you have an American Express Corporate Card through your employer, you may be eligible for elevated welcome bonuses on several American Express personal cards. These offers include annual statement credits that aren’t available to the general public, so they’re worth a look if you’re a corporate cardholder.

To qualify, you must have a US American Express corporate card that’s open and not past due. However, corporate card members who are employees of PricewaterhouseCoopers International Limited, Corporate Meeting Card members, Corporate Purchasing Card members, Corporate Defined Expense Card members, and Business Extra Corporate Card members aren’t eligible.

Popular Articles

Average 401(k) balance

These offers are only available for a limited time through this link until April 21, 2021. Here’s what you need to know if you’re thinking of applying.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Limited-time offers for Amex Corporate cardholders

  • The Platinum Card® from American Express : Earn a personal card annual credit of $150 in statement credits, plus a welcome offer to earn 85,000 Membership Rewards points after you spend $5,000 in eligible purchases in the first three months of membership
  • American Express® Gold Card : Earn a personal card annual credit of $100 in statement credits, plus a welcome offer to earn 60,000 Membership Rewards points after you spend $4,000 in eligible purchases in the first three months of membership
  • American Express® Green Card : Earn a personal card annual credit of $75 in statement credits, plus a welcome offer to earn 45,000 Membership Rewards points after you spend $2,000 in eligible purchases in the first three months of membership
  • Blue Cash Preferred® Card from American Express: A personal card annual credit of $50 in statement credits, plus a welcome offer to earn $350 cash back after you spend $3,000 in eligible purchases in the first three months of membership

Each of these cards already has an excellent public welcome offer, but these bonuses for corporate cardholders include statement credits not available with the regular offers, and in some cases, more points or cash back.

For example, the public (elevated) welcome offer on the Amex Platinum card is for 75,000 points after you spend at least $5,000 in your first 6 months of account opening, so the bonus on the corporate cardholder offer represents 10,000 more points (plus the statement credit). However, the corporate offer doesn’t include the 10x points at US supermarkets and US gas stations on up to $15,000 in combined spending in the first six months like the public offer does.

If you’re a corporate cardholder who applies for one of these personal card offers, it won’t affect your corporate account in any way (and your employer won’t even be aware). As long as your corporate account remains open and in good standing, you can continue to qualify for the annual statement credits on the personal card each card anniversary. You’re responsible for charges to your personal card, and if you leave the company or your corporate card is no longer active, you can still keep your personal card (although you won’t receive the annual statement credits).

Keep in mind these personal offers are not meant for corporate or business expenses, and that any corporate card policies on your employer’s end still apply. Your employer won’t be able to see if you’ve been approved for a personal card or any charges you make — the accounts are kept completely separate.

What if you don’t have an Amex Corporate card?

Even if you’re not a corporate cardholder, you can still apply for any of these personal cards — you just won’t earn the extra statement credits or elevated bonus, where applicable. 

Right now, the Platinum Card, Amex Gold Card, and Blue Cash Preferred® Card from American Express have elevated public welcome bonuses, so it’s a good time to consider the cards regardless.

Learn more:

  • American Express Platinum card review
  • American Express Gold card review
  • American Express Green card review
  • American Express Blue Cash Preferred card review

Jasmin Baron is an associate editor at Personal Finance Insider, where she helps readers maximize rewards and find the best credit cards to fit their lifestyles.

Citi Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Chase Marriott Bonvoy Boundless™ Credit CardChase Chase Freedom Unlimited®

Source: Read Full Article